Coverages
General Liability Insurance
Limits of $1 million/$2 million aggregate. Protects you and additional insured’s (training sites, designated persons) against bodily injury claims and lawsuits arising from a student injury. We offer the broadest coverage in the industry protecting you in instances where coverage would otherwise not exist.
Educators Professional Liability (EPL)
All policies automatically include EPL at no additional cost. This exclusive coverage protects all riding coaches regardless of a coach’s employment status at a school (part time, full time, independent contractor). EPL coverage protects coaches and schools for claims and lawsuits arising out of classroom injuries and accidents.
Student Excess Medical Expense
Provides medical expenses for injuries a student sustains while in training.
Student Primary Medical Expense
Short term medical expense policy providing primary medical coverage for students for injuries a student sustains while in training.
Instructor Excess Medical Expense
Provides medical expenses for injuries an instructor sustains while in training.
Physical Damage Coverage
Provides coverage for damage or loss to bikes with deductible options of $250, $500 or $750. Newly acquired motorcycles are automatically covered up to $7500 per unit.
Domino Coverage
Provides coverage for damages to bikes while being transported by trailer from one location to another.
Physical Damage For Rider Coach Motorcycles
Provides insurance for rider coach bikes during the course of training. Motorcycle insurance policies exclude claims when a bike is used for training.
Miscellaneous Equipment Coverage
Includes trailers, tie downs, cones and video equipment used in the classroom.
- Coverages
- "Exclusive" On-Road Rider Instruction Course
- Harley Davidson Riders Edge
- Audit Reporting
- SMSA Membership
- Newsletter Signup
What our clients are saying
“U.S. Insurance is the expert in rider education insurance understanding the needs of the rider training industry. Year after year they provide superior insurance solutions for my Total Control schools. I have come to know the folks at U.S. Insurance not only as insurance advisors but trusted friends that I can count on.”
"The Biggest factor for us in where we buy insurance is what's the customer service like when we need it? In that regard alone, no other company comes close to the excellent, prompt and personable service we get from US Insurance. The fact that their rates are better than their competition is just a bonus as far as I'm concerned."
“MST has worked with USIS since we opened our business. They are a professional organization that is always there when needed. If we have any questions or problems, they are always there to help us out. Motorcycle Safety Training of Polk County endorses USIS! They are the best!”
“Since insuring our Ride Like a Pro, rider classes with U.S. Insurance, we have a confident and reassuring feeling that our agent, Janice Bagley, is there to help us with any questions or problems we may have. Janice’s dedication and service to her customers is the best we’ve ever seen.” Ride Like a Pro, Inc. highly recommends U.S. Insurance to everyone we know. ”
“We have had the pleasure of working with US Insurance Services for more than 11 years. It is a great help to know we can call them and get expert insurance assistance and advice on this important, and sometimes stressful, part of the motorcycle training business. Their depth and professionalism is an added comfort to us as we run our school.”
“We are proud to be affiliated with U.S. Insurance. Their customer service is excellent and their prices are more than competitive.”
Read Tom Wright's Article 'Beyond The Cones' from the April, 2009 issue of Motorcycle Consumer NewsRider Education - Director
Janice Bagley
Phone 800-874-1738 Ext 201
Fax 904-346-3006
jbagley@us-insurance.com
