Schools: Private, Academic & Vocational
U.S. Insurance Services’ School Package is insurance uniquely designed to fulfill a wide variety of special insurance needs for Vocational, Charter, Private K-12 and Higher Education Schools. Enrollment must be 5,000 students or less. Each policy is custom tailored to address each insured’s unique exposure. Customize your policy by choosing from various limits of Comprehensive General Liability up to limits of $3,000,000 in the aggregate. Some of the other coverage features include:
Benefits of the Program
- Special causes of loss on building, contents, loss of income and extra expense
- Educators Professional Liability available
- Business Income Changes – Educational Institutions (Tuition Reimbursement)
- Abuse and Molestation and Corporal Punishment coverage is available
- Blanket limits with large in-house capacity
- Coverage for special events, including fundraising events
- Educator’s professional liability available
- Corporal punishment
- Sexual abuse coverage up to $1,000,000
- Vandalism reward reimbursement
- Coverage for fleets including passenger buses
- Theft, disappearance, and destruction inside/outside premises
- Employee dishonesty coverage
- Identity Theft/ Image Restoration
Liability
- Comprehensive General Liability – Limits to $3,000,000
- Premises Liability
- Personal Injury Liability
- Employee Benefits Liability
- Coverage for special events including fund raising events
- Educators Professional Liability (Occurrence Form)
- Sexual Abuse coverage available
- Corporal Punishment
- Umbrella – Limits up to $10,000,000
Property
- Blanket limits with large in house capacity
- All risk on building, contents, loss of income and extra expense
- Coverage for property of students
- Loss of Income and Extra Expense coverage
- Vandalism Reward Reimbursement
- Replacement Cost Endorsement
- Business Income Changes – Educational Institutions (tuition reimbursement)
- Property Enhancement Form
Automobile
- Owned Automobiles
- Hired / Non-Owned automobile exposures
- Liability and Physical Damage
- Rental Reimbursement
- Coverage for fleets including 60+ passenger buses
Crime and Fidelity
- Employee Dishonesty
- Forgery
- Theft, disappearance and destruction – inside / outside of premises
