Day Spas
The Day Spa Product is insurance uniquely designed to fulfill a wide range of special insurance needs for the Day Spa sector. Each policy is custom tailored to address each insured’s unique exposures.
Coverage Features
Liability
- Comprehensive General Liability - Limits to $1,000,000 each occurrence/$3,000,00 aggregate
- Employee Benefits Liability
- Professional Liability available on an Occurrence or Claims Made basis.
- Umbrella Limits – up to $15,000,000
Property
- Special causes of loss on building, contents, loss of income and extra expense
- Agreed Amount Endorsement available with property appraisal
- Elite Property Enhancement provides Personal Property of Others, Valuable Papers and Records, Accounts Receivable, Automatic External Defibrillators, of Premises Power Failure and much more.
- Automobile
- Owned Automobiles
- Non-Owned automobile exposures
- Hired automobile exposures
Crime
- Employee theft
- Theft, Disappearance and destruction of client property
Documents Required for Proposal
- Completed signed and dated Day Spa Supplemental Application
- Completed ACORD Application
- Website address
- Currently valued insurance company loss runs for the current policy period and three prior years
