Contact Us:
800-874-1738

Insurance Products

commercial

10 Reasons why you should use the Business Owners (BOP) Program

  1. Pure claims made form with claims reported as soon as practicable
  2. Defense costs in addition to the limit of liability for eligible risks
  3. Modified hammer clause (50/50)
  4. "For" wording for the Bodily Injury and Property Damage exclusions
  5. Full severability of the fraud and criminal acts exclusion for all individual insured's; fraud and criminal acts are defended until final adjudication regarding such alleged conduct
  6. Punitive / exemplary damages coverage
  7. Key coverage extensions available such as intellectual property and network security
  8. Automatic coverage for newly created or acquired subsidiaries (up to 15% of the named entity's annual revenue)
  9. Automatic independent contractor coverage for professional services while acting on your behalf
  10. Bell endorsement provides coverage for identity theft expenses, terrorism travel reimbursement, emergency real estate consultation, temporary meeting space expenses, workplace violence counseling, theft of work materials, kidnap ransom expenses, key individual replacement expenses and crisis management expenses.

Call 1-800-874-1738 x201
or contact us for more information.